You purchased insurance to protect your home and possessions in case of an accident or disaster. When you have to make a claim, remember that you have paid good money for this protection so follow these rules to get the settlement and reimbursement that you deserve. Below are tips for success when negotiating an insurance […]
Third Party Claims, An Explanation
To understand what third party claims are, it is important to understand what qualifies as a “third party.” It is terminology that is likely to be unfamiliar. Here’s a brief explanation of third party claims. Third parties can be an individual or business. In a legal matter, third parties are those involved in the case […]
What Are Bad Faith Insurance Practices?
When you need to file an insurance claim, you will not be dealing with the friendly agent who sold you the policy. You will be dealing with an adjuster. It’s their job to pay as little on your claim as possible. This is a summary of bad faith insurance practices that you may have to […]
Why Homeowners Must Have Insurance
When you buy a new home, make sure to also purchase homeowners insurance. Since you are investing a sizeable amount of money in your home, don’t delay in getting the coverage to protect your investment. People may think that it is not necessary to spend money on insurance because disasters won’t happen to them. But […]
Suing an Insurance Company: An Overview of the Process
Insurance companies need to be held accountable for following the rules and treating their customers fairly. If your claim was wrongfully denied, or your settlement was less than it should have been, you may be able to file a lawsuit against your insurance company. Below are some frequently asked questions, and answers, about the process […]
Insurance Lobbyists are Looking to Take your Rights Away
Insurance lobbyists are in Austin talking with lawmakers about your rights. If those lobbyists have their way, insurance companies will have carte blanche to deny, delay, and underpay your insurance claim. Insurance companies will be able to wrongfully deny the valid claims of Texas families and businesses. And they will no longer be accountable for […]
Recent Texas Flooding – Do I Need Flood Insurance?
Texas has been hit on all sides by severe flooding. From San Antonio to Houston Texas and beyond, Texans have been plagued by flooding. Lives have been lost, and some people may still be missing. Many Texans have lost their homes and all of their possessions. People may have lost their businesses and their ability […]
Will Making a Hail Claim Increase my Insurance Premiums?
You buy insurance to protect your home and car from damage, but when an accident happens, you may wonder if you should file a claim. You may also wonder will making a hail claim increase my insurance premiums. When it comes to something small, an accident that you could pay for on your own, you […]
Can Your Insurance Company Cancel Your Policy After a Hail Damage Claim
We pay a good deal of money for homeowners insurance. For most of us, our home is our biggest asset. Protecting our homes is critical. If your house is damaged in a hail storm, you can be looking at large bills to make the repairs. For example, roof replacement can be costly. A new roof […]
Should Homeowners Use Insurance to Replace a Hail Damaged Roof
It is not uncommon in this business for people to ask if they should use their insurance to cover a claim. Often car accident victims don’t want to use their health insurance to get the care they need. So to, many homeowners wonder about using insurance after a hail storm. Homeowners may ask themselves whether […]